Here at Uptown Fund we use  banking tools called Plaid, and Decision Logic  Bank Verification. While some consumers are skeptical using their online banking credentials, this product is regulated by the FDIC and very safe. Instant Bank Verification provides a read-only copy of your statement so lenders can verify your employment status.



The incredible rise of identity theft in the last 10 years has challenged all lenders to become smarter in their verification of borrowers. Application fraud occurs when a fraudster uses personal information of someone else without their consent or knowledge. It is the number 1 cause of fraud in the short-term advance environment.
Banking verification is a very successful tool against people with bad intent.


A big reason Merchant Cash Advance companies can provide unsecure advances to borrowers, without running their credit score, is the ability to verify the bank account. An unsecure advance is one of the most difficult to provide since the lender doesn’t have collateral to recoup if the advance goes bad. This allows a borrower who isn’t eligible for a loan with their bank, to acquire cash when they really need it.


When an emergency happens, and you need fast cash to cover it, a short-term advance could be the answer. Once the lender obtains your online bank statement, a decision can usually be made within minutes.
Many lenders also offer same-day financing which makes it one of the fastest ways in the market to obtain the cash you need right away. Try going into your local bank and walking out with a loan in 15 minutes.

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a 2% Discount on Your First Advance

Every dollar counts, why not save yourself some.

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